Marsh,
I use warm water, adding the citric acid crystals whilst stirring until no more crystals will dissolve in the solution.
Use it until the cleaning action gets really slow. I have some mixed in my shop that is over a year old and it is a filthy colour, but it is still working.
You should find that you can leave components in the solution for ages without any damage being caused. I have had some forgotten in the bottom of my tank for months, and they came out perfect.
It won't burn your hands or make you glow in the dark, or any other wives tales, just take normal precautions as when handling any metal bearing solutions, thin rubber gloves are ideal, followed by a good washing in clean water, in fact, when newly mixed, add a bit of sugar and feed it to the mother in law as lemonade.
I have found the best thing to remove the copper "staining" that usually appears when silver soldered parts are pickled is to use a brass wire brush in my Dremel.
Hope this helps
John